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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,217 | $90,486-40.1% | $78,676-31.1% | $273,972-80.2% |
| Participation rate | 90.0% | 76.5%+13.5pp | 73.6%+16.4pp | 83.0%+7.0pp |
| Annual return | 4.25% | 75.62%-71.4pp | 62.19%-57.9pp | 41.46%-37.2pp |
| Employer contribution / active EE | $2,410 | $3,175-24.1% | $2,850-15.4% | $4,869-50.5% |
| Participant deferral / active EE | $1,762 | $3,901-54.8% | $3,517-49.9% | $5,287-66.7% |
| Admin fee / account holder | $786 | $5,263-85.1% | $4,510-82.6% | $10,133-92.2% |