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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,591 | $67,894+174.8% | $89,340+108.9% | $82,448+126.3% |
| Participation rate | 84.0% | 64.0%+20.0pp | 69.6%+14.4pp | 68.1%+15.9pp |
| Annual return | 11.63% | 19.21%-7.6pp | 20.57%-8.9pp | 41.64%-30.0pp |
| Employer contribution / active EE | $1,584 | $1,828-13.3% | $2,231-29.0% | $2,551-37.9% |
| Participant deferral / active EE | $2,148 | $3,072-30.1% | $3,823-43.8% | $4,139-48.1% |
| Admin fee / account holder | $48,299 | $5,723+744.0% | $6,704+620.5% | $7,234+567.6% |