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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,870 | $157,304-27.0% | $141,197-18.6% | $152,909-24.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.86% | 64.34%-43.5pp | 71.41%-50.5pp | 345.46%-324.6pp |
| Employer contribution / active EE | $2,445 | $5,263-53.5% | $4,736-48.4% | $4,764-48.7% |
| Participant deferral / active EE | $2,710 | $7,111-61.9% | $6,710-59.6% | $5,851-53.7% |
| Admin fee / account holder | $5,900 | $12,126-51.3% | $10,265-42.5% | $11,601-49.1% |