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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,430 | $75,962+271.8% | $154,108+83.3% | $64,173+340.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -1.29% | 30.32%-31.6pp | 735.21%-736.5pp | 7.63%-8.9pp |
| Employer contribution / active EE | $10,677 | $3,350+218.7% | $5,298+101.5% | $2,381+348.5% |
| Participant deferral / active EE | $8,729 | $3,175+174.9% | $5,081+71.8% | $3,470+151.6% |
| Admin fee / account holder | $39,658 | $5,589+609.6% | $13,411+195.7% | $4,887+711.4% |