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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,858 | $172,111+135.2% | $150,298+169.4% | $137,256+195.0% |
| Participation rate | 93.3% | 81.7%+11.6pp | 77.8%+15.6pp | 80.0%+13.4pp |
| Annual return | 6.86% | 69.37%-62.5pp | 62.79%-55.9pp | 220.34%-213.5pp |
| Employer contribution / active EE | $10,825 | $4,636+133.5% | $4,154+160.6% | $4,156+160.5% |
| Participant deferral / active EE | $8,331 | $6,166+35.1% | $5,453+52.8% | $6,407+30.0% |
| Admin fee / account holder | $431,475 | $16,471+2519.6% | $14,116+2956.7% | $12,270+3416.5% |