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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,858 | $185,312+118.5% | $161,489+150.7% | $154,746+161.6% |
| Participation rate | 93.3% | 82.5%+10.9pp | 78.7%+14.6pp | 80.7%+12.6pp |
| Annual return | 6.86% | 103.84%-97.0pp | 89.72%-82.9pp | 172.34%-165.5pp |
| Employer contribution / active EE | $10,825 | $4,769+127.0% | $4,268+153.6% | $4,379+147.2% |
| Participant deferral / active EE | $8,331 | $6,350+31.2% | $5,630+48.0% | $6,730+23.8% |
| Admin fee / account holder | $431,475 | $18,654+2213.0% | $16,006+2595.8% | $14,365+2903.6% |