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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,138 | $112,729+72.2% | $98,716+96.7% | $137,256+41.4% |
| Participation rate | 27.8% | 74.2%-46.4pp | 69.3%-41.5pp | 80.0%-52.2pp |
| Annual return | 17.43% | 38.48%-21.0pp | 31.81%-14.4pp | 220.34%-202.9pp |
| Employer contribution / active EE | $650 | $2,725-76.1% | $2,279-71.5% | $4,156-84.4% |
| Participant deferral / active EE | $3,903 | $4,640-15.9% | $4,048-3.6% | $6,407-39.1% |
| Admin fee / account holder | $2 | $10,129-100.0% | $8,703-100.0% | $12,270-100.0% |