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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,138 | $82,678+375.5% | $125,391+213.5% | $68,490+474.0% |
| Participation rate | 98.3% | 75.1%+23.2pp | 82.4%+15.9pp | 67.9%+30.4pp |
| Annual return | -14.85% | -5.97%-8.9pp | 572.41%-587.3pp | -7.85%-7.0pp |
| Employer contribution / active EE | $9,665 | $3,382+185.7% | $4,816+100.7% | $2,597+272.2% |
| Participant deferral / active EE | $10,426 | $6,111+70.6% | $7,448+40.0% | $4,028+158.9% |
| Admin fee / account holder | $32,467 | $6,277+417.2% | $10,009+224.4% | $5,403+500.9% |