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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,310 | $167,353-78.3% | $143,797-74.7% | $134,545-73.0% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -15.44% | 0.48%-15.9pp | -0.04%-15.4pp | 418.37%-433.8pp |
| Employer contribution / active EE | $2,338 | $5,620-58.4% | $4,952-52.8% | $4,742-50.7% |
| Participant deferral / active EE | $4,941 | $6,447-23.4% | $5,638-12.4% | $6,401-22.8% |
| Admin fee / account holder | $970 | $18,096-94.6% | $14,679-93.4% | $11,431-91.5% |