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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,925 | $105,210+94.8% | $159,487+28.5% | $85,851+138.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 12.52% | 45.08%-32.6pp | 263.71%-251.2pp | 318.63%-306.1pp |
| Employer contribution / active EE | $3,846 | $3,319+15.9% | $4,831-20.4% | $2,565+49.9% |
| Participant deferral / active EE | $4,725 | $5,946-20.5% | $7,354-35.7% | $3,952+19.6% |
| Admin fee / account holder | $930 | $6,934-86.6% | $10,804-91.4% | $6,261-85.1% |