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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,912 | $102,422+73.7% | $147,117+20.9% | $80,959+119.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.76% | 135.16%-123.4pp | 420.54%-408.8pp | 35.67%-23.9pp |
| Employer contribution / active EE | $3,704 | $3,717-0.4% | $4,932-24.9% | $2,757+34.3% |
| Participant deferral / active EE | $7,118 | $6,652+7.0% | $8,065-11.7% | $4,300+65.5% |
| Admin fee / account holder | $23,427 | $7,953+194.6% | $12,993+80.3% | $6,925+238.3% |