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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,334 | $81,870-62.9% | $119,622-74.6% | $68,486-55.7% |
| Participation rate | 36.7% | 71.9%-35.2pp | 79.3%-42.6pp | 67.9%-31.2pp |
| Annual return | -16.96% | -23.82%+6.9pp | -14.98%-2.0pp | -7.85%-9.1pp |
| Employer contribution / active EE | $1,721 | $2,692-36.1% | $4,232-59.3% | $2,597-33.7% |
| Participant deferral / active EE | $2,240 | $4,148-46.0% | $5,601-60.0% | $4,028-44.4% |
| Admin fee / account holder | $6,551 | $6,583-0.5% | $10,328-36.6% | $5,404+21.2% |