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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,652 | $162,812-16.7% | $133,971+1.3% | $158,966-14.7% |
| Participation rate | 72.2% | 83.2%-11.0pp | 79.8%-7.6pp | 82.0%-9.7pp |
| Annual return | 11.27% | 41.94%-30.7pp | 45.09%-33.8pp | 302.95%-291.7pp |
| Employer contribution / active EE | $529 | $4,976-89.4% | $3,919-86.5% | $4,762-88.9% |
| Participant deferral / active EE | $2,856 | $5,910-51.7% | $5,047-43.4% | $5,983-52.3% |
| Admin fee / account holder | $2,099 | $11,741-82.1% | $8,929-76.5% | $11,250-81.3% |