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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,447 | $166,268-43.8% | $165,100-43.4% | $145,897-35.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 8.26% | 100.52%-92.3pp | 70.21%-61.9pp | 552.29%-544.0pp |
| Employer contribution / active EE | $674 | $5,284-87.3% | $4,348-84.5% | $4,663-85.6% |
| Participant deferral / active EE | $3,750 | $6,964-46.2% | $6,035-37.9% | $6,689-43.9% |
| Admin fee / account holder | $39,345 | $16,659+136.2% | $12,696+209.9% | $13,390+193.8% |