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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $964,573 | $139,948+589.2% | $121,663+692.8% | $154,746+523.3% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 11.75% | 230.52%-218.8pp | 147.54%-135.8pp | 172.34%-160.6pp |
| Employer contribution / active EE | $1,221 | $3,521-65.3% | $3,020-59.6% | $4,379-72.1% |
| Participant deferral / active EE | $50 | $5,629-99.1% | $4,887-99.0% | $6,730-99.3% |
| Admin fee / account holder | $4,846 | $17,321-72.0% | $14,289-66.1% | $14,365-66.3% |