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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $964,573 | $177,595+443.1% | $148,496+549.6% | $198,609+385.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 11.75% | 9.97%+1.8pp | 12.33%-0.6pp | 202.70%-191.0pp |
| Employer contribution / active EE | $1,221 | $4,098-70.2% | $3,497-65.1% | $5,055-75.9% |
| Participant deferral / active EE | $50 | $5,539-99.1% | $4,808-99.0% | $6,977-99.3% |
| Admin fee / account holder | $4,846 | $27,010-82.1% | $19,547-75.2% | $19,030-74.5% |