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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,255 | $92,766+173.0% | $82,763+206.0% | $134,545+88.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -13.56% | 946.97%-960.5pp | 702.45%-716.0pp | 418.37%-431.9pp |
| Employer contribution / active EE | $7,162 | $3,273+118.8% | $3,008+138.1% | $4,742+51.0% |
| Participant deferral / active EE | $14,584 | $4,802+203.7% | $4,395+231.8% | $6,401+127.8% |
| Admin fee / account holder | $45,706 | $5,978+664.6% | $5,325+758.3% | $11,431+299.9% |