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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,711 | $88,815+276.9% | $81,882+308.8% | $145,897+129.4% |
| Participation rate | 92.3% | 75.1%+17.2pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 16.45% | 1033.75%-1017.3pp | 779.47%-763.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $4,876 | $3,086+58.0% | $2,916+67.2% | $4,663+4.6% |
| Participant deferral / active EE | $10,323 | $4,647+122.1% | $4,323+138.8% | $6,689+54.3% |
| Admin fee / account holder | $22,727 | $8,434+169.5% | $7,360+208.8% | $13,390+69.7% |