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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,941 | $85,766+102.8% | $136,298+27.6% | $70,126+148.0% |
| Participation rate | 80.0% | 74.2%+5.8pp | 81.9%-1.9pp | 69.5%+10.5pp |
| Annual return | 12.30% | 31.46%-19.2pp | 5156.27%-5144.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $2,376 | $2,966-19.9% | $4,696-49.4% | $2,343+1.4% |
| Participant deferral / active EE | $7,406 | $5,051+46.6% | $6,247+18.6% | $3,332+122.3% |
| Admin fee / account holder | $8,611 | $5,421+58.9% | $9,244-6.8% | $4,645+85.4% |