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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,623 | $88,815+13.3% | $81,882+22.9% | $145,897-31.0% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 16.55% | 1033.75%-1017.2pp | 779.47%-762.9pp | 552.29%-535.7pp |
| Employer contribution / active EE | $2,606 | $3,086-15.6% | $2,916-10.6% | $4,663-44.1% |
| Participant deferral / active EE | $5,091 | $4,647+9.6% | $4,323+17.8% | $6,689-23.9% |
| Admin fee / account holder | $1,102 | $8,434-86.9% | $7,360-85.0% | $13,390-91.8% |