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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,623 | $88,710+13.4% | $81,783+23.0% | $145,959-31.1% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 16.55% | 1027.26%-1010.7pp | 775.05%-758.5pp | 561.95%-545.4pp |
| Employer contribution / active EE | $2,606 | $3,083-15.5% | $2,913-10.5% | $4,661-44.1% |
| Participant deferral / active EE | $5,091 | $4,645+9.6% | $4,320+17.8% | $6,689-23.9% |
| Admin fee / account holder | $1,102 | $8,407-86.9% | $7,380-85.1% | $13,398-91.8% |