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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,944 | $63,346+35.7% | $92,240-6.8% | $70,126+22.6% |
| Participation rate | 63.0% | 68.7%-5.7pp | 76.5%-13.5pp | 69.5%-6.6pp |
| Annual return | 22.94% | 530.19%-507.3pp | 176.29%-153.4pp | 73.15%-50.2pp |
| Employer contribution / active EE | $1,328 | $2,471-46.3% | $3,680-63.9% | $2,343-43.3% |
| Participant deferral / active EE | $3,612 | $2,854+26.6% | $3,897-7.3% | $3,332+8.4% |
| Admin fee / account holder | $1,958 | $3,841-49.0% | $5,194-62.3% | $4,645-57.8% |