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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,707 | $89,370-27.6% | $141,197-54.2% | $72,976-11.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 20.95% | 111.88%-90.9pp | 71.41%-50.5pp | 81.02%-60.1pp |
| Employer contribution / active EE | $2,597 | $3,115-16.6% | $4,736-45.2% | $2,440+6.4% |
| Participant deferral / active EE | $6,373 | $5,419+17.6% | $6,710-5.0% | $3,608+76.7% |
| Admin fee / account holder | $10,560 | $5,957+77.3% | $10,265+2.9% | $5,124+106.1% |