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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,633 | $209,422-83.5% | $178,503-80.6% | $158,982-78.2% |
| Participation rate | 55.6% | 86.4%-30.8pp | 81.9%-26.4pp | 82.0%-26.4pp |
| Annual return | 32.51% | 188.81%-156.3pp | 151.12%-118.6pp | 302.99%-270.5pp |
| Employer contribution / active EE | $1,842 | $5,707-67.7% | $5,011-63.2% | $4,763-61.3% |
| Participant deferral / active EE | $6,426 | $5,955+7.9% | $5,202+23.5% | $5,983+7.4% |
| Admin fee / account holder | $0 | $17,079-100.0% | $13,987-100.0% | $11,252-100.0% |