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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,559 | $97,729+31.5% | $83,830+53.4% | $135,379-5.0% |
| Participation rate | 70.0% | 80.0%-10.0pp | 76.1%-6.1pp | 82.6%-12.6pp |
| Annual return | -6.79% | 1287.52%-1294.3pp | 850.97%-857.8pp | 519.79%-526.6pp |
| Employer contribution / active EE | $370 | $4,222-91.2% | $3,631-89.8% | $4,779-92.2% |
| Participant deferral / active EE | $1,578 | $4,683-66.3% | $4,082-61.3% | $5,609-71.9% |
| Admin fee / account holder | $817 | $6,674-87.8% | $5,479-85.1% | $10,828-92.5% |