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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,712 | $93,586+169.0% | $135,925+85.2% | $75,173+234.8% |
| Participation rate | 85.7% | 75.2%+10.5pp | 81.9%+3.8pp | 67.2%+18.5pp |
| Annual return | 21.11% | 30.90%-9.8pp | 68.25%-47.1pp | 160.65%-139.5pp |
| Employer contribution / active EE | $14,987 | $3,537+323.7% | $4,857+208.6% | $2,670+461.2% |
| Participant deferral / active EE | $12,176 | $6,405+90.1% | $7,759+56.9% | $4,126+195.1% |
| Admin fee / account holder | $2,771 | $6,977-60.3% | $10,764-74.3% | $5,651-51.0% |