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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,832 | $102,422+142.9% | $147,117+69.1% | $80,959+207.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.91% | 135.16%-118.2pp | 420.54%-403.6pp | 35.67%-18.8pp |
| Employer contribution / active EE | $12,269 | $3,717+230.1% | $4,932+148.7% | $2,757+345.0% |
| Participant deferral / active EE | $11,142 | $6,652+67.5% | $8,065+38.2% | $4,300+159.1% |
| Admin fee / account holder | $5,667 | $7,953-28.7% | $12,993-56.4% | $6,925-18.2% |