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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,625 | $76,834-54.9% | $108,359-68.0% | $87,485-60.4% |
| Participation rate | 53.0% | 61.7%-8.7pp | 70.1%-17.1pp | 68.9%-15.9pp |
| Annual return | 14.25% | 19.09%-4.8pp | 36.89%-22.6pp | 26.06%-11.8pp |
| Employer contribution / active EE | $389 | $1,556-75.0% | $2,399-83.8% | $2,596-85.0% |
| Participant deferral / active EE | $2,983 | $3,100-3.8% | $4,137-27.9% | $4,274-30.2% |
| Admin fee / account holder | $2,822 | $6,537-56.8% | $9,741-71.0% | $7,775-63.7% |