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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,477 | $124,351-8.7% | $109,188+3.9% | $167,553-32.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.03% | 26.04%-18.0pp | 25.76%-17.7pp | 478.89%-470.9pp |
| Employer contribution / active EE | $0 | $4,210-100.0% | $3,723-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $4,121 | $5,257-21.6% | $4,654-11.4% | $6,343-35.0% |
| Admin fee / account holder | $7,300 | $7,975-8.5% | $6,755+8.1% | $12,316-40.7% |