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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,034 | $77,814-42.1% | $158,223-71.5% | $86,983-48.2% |
| Participation rate | 57.4% | 68.4%-11.0pp | 79.2%-21.8pp | 69.5%-12.1pp |
| Annual return | 14.21% | 30.54%-16.3pp | 52.09%-37.9pp | 25.83%-11.6pp |
| Employer contribution / active EE | $0 | $2,592-100.0% | $4,109-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,451 | $3,270-55.6% | $5,467-73.5% | $4,194-65.4% |
| Admin fee / account holder | $1,283 | $5,879-78.2% | $16,047-92.0% | $7,856-83.7% |