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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,182 | $98,240+94.6% | $82,312+132.3% | $147,586+29.5% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 16.33% | 30.85%-14.5pp | 25.88%-9.6pp | 578.59%-562.3pp |
| Employer contribution / active EE | $2,950 | $3,192-7.6% | $2,428+21.5% | $4,876-39.5% |
| Participant deferral / active EE | $11,542 | $4,383+163.3% | $3,706+211.4% | $5,439+112.2% |
| Admin fee / account holder | $625 | $8,563-92.7% | $5,608-88.8% | $10,886-94.3% |