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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,890 | $136,860+50.4% | $120,344+71.1% | $154,746+33.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 7.99% | 21.38%-13.4pp | 20.30%-12.3pp | 172.34%-164.3pp |
| Employer contribution / active EE | $4,275 | $3,533+21.0% | $3,020+41.5% | $4,379-2.4% |
| Participant deferral / active EE | $13,911 | $5,793+140.1% | $5,135+170.9% | $6,730+106.7% |
| Admin fee / account holder | $121,512 | $15,393+689.4% | $12,742+853.7% | $14,365+745.9% |