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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,853 | $117,895+77.2% | $102,460+103.8% | $145,897+43.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 7.33% | 31.92%-24.6pp | 29.47%-22.1pp | 552.29%-545.0pp |
| Employer contribution / active EE | $3,565 | $3,619-1.5% | $3,025+17.9% | $4,663-23.5% |
| Participant deferral / active EE | $12,068 | $5,736+110.4% | $5,056+138.7% | $6,689+80.4% |
| Admin fee / account holder | $70,832 | $13,353+430.5% | $9,460+648.8% | $13,390+429.0% |