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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,028 | $202,342-24.4% | $172,752-11.4% | $152,897+0.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.41% | 1029.83%-1006.4pp | 802.97%-779.6pp | 345.43%-322.0pp |
| Employer contribution / active EE | $1,256 | $5,858-78.6% | $5,144-75.6% | $4,764-73.6% |
| Participant deferral / active EE | $6,917 | $5,948+16.3% | $5,198+33.1% | $5,851+18.2% |
| Admin fee / account holder | $3,152 | $17,111-81.6% | $13,955-77.4% | $11,599-72.8% |