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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,108 | $226,135-93.8% | $182,558-92.3% | $152,909-90.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 20.04% | 192.60%-172.6pp | 148.59%-128.6pp | 345.46%-325.4pp |
| Employer contribution / active EE | $1,264 | $4,979-74.6% | $4,076-69.0% | $4,764-73.5% |
| Participant deferral / active EE | $1,970 | $6,371-69.1% | $5,526-64.3% | $5,851-66.3% |
| Admin fee / account holder | $1,504 | $10,707-86.0% | $8,594-82.5% | $11,601-87.0% |