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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,240 | $95,979-57.0% | $74,551-44.7% | $135,380-69.5% |
| Participation rate | 54.5% | 75.7%-21.1pp | 69.1%-14.6pp | 82.6%-28.1pp |
| Annual return | -4.72% | 56.97%-61.7pp | 32.53%-37.3pp | 519.81%-524.5pp |
| Employer contribution / active EE | $648 | $2,716-76.1% | $1,961-66.9% | $4,779-86.4% |
| Participant deferral / active EE | $892 | $3,844-76.8% | $3,108-71.3% | $5,609-84.1% |
| Admin fee / account holder | $6,133 | $6,522-6.0% | $5,059+21.2% | $10,828-43.4% |