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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,438 | $124,980-20.4% | $108,359-8.2% | $154,746-35.7% |
| Participation rate | 87.5% | 75.2%+12.3pp | 70.1%+17.4pp | 80.7%+6.8pp |
| Annual return | 13.02% | 45.00%-32.0pp | 36.89%-23.9pp | 172.34%-159.3pp |
| Employer contribution / active EE | $2,722 | $2,851-4.5% | $2,399+13.4% | $4,379-37.8% |
| Participant deferral / active EE | $2,728 | $4,743-42.5% | $4,137-34.1% | $6,730-59.5% |
| Admin fee / account holder | $914 | $11,502-92.1% | $9,741-90.6% | $14,365-93.6% |