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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,549 | $111,878-25.3% | $93,727-10.9% | $145,897-42.7% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 8.47% | 204.28%-195.8pp | 133.83%-125.4pp | 552.29%-543.8pp |
| Employer contribution / active EE | $1,414 | $3,092-54.3% | $2,421-41.6% | $4,663-69.7% |
| Participant deferral / active EE | $2,473 | $4,920-49.7% | $4,417-44.0% | $6,689-63.0% |
| Admin fee / account holder | $1,259 | $10,256-87.7% | $8,292-84.8% | $13,390-90.6% |