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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,489 | $176,120+47.3% | $159,487+62.7% | $167,553+54.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.57% | 331.95%-318.4pp | 263.71%-250.1pp | 478.89%-465.3pp |
| Employer contribution / active EE | $2,875 | $5,299-45.7% | $4,831-40.5% | $4,840-40.6% |
| Participant deferral / active EE | $4,827 | $7,752-37.7% | $7,354-34.4% | $6,343-23.9% |
| Admin fee / account holder | $9,181 | $12,561-26.9% | $10,804-15.0% | $12,316-25.5% |