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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,128 | $103,038-65.9% | $90,324-61.1% | $152,909-77.0% |
| Participation rate | 61.9% | 75.9%-14.0pp | 73.3%-11.4pp | 82.5%-20.6pp |
| Annual return | 21.15% | 95.25%-74.1pp | 78.15%-57.0pp | 345.46%-324.3pp |
| Employer contribution / active EE | $2,251 | $3,141-28.3% | $2,856-21.2% | $4,764-52.8% |
| Participant deferral / active EE | $3,519 | $4,282-17.8% | $3,885-9.4% | $5,851-39.9% |
| Admin fee / account holder | $606 | $6,177-90.2% | $5,356-88.7% | $11,601-94.8% |