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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,120 | $98,766-49.3% | $149,730-66.5% | $79,852-37.2% |
| Participation rate | 93.4% | 75.8%+17.6pp | 82.5%+10.9pp | 69.6%+23.8pp |
| Annual return | 13.86% | 27.43%-13.6pp | 276.70%-262.8pp | 31.72%-17.9pp |
| Employer contribution / active EE | $1,540 | $3,217-52.1% | $4,645-66.8% | $2,471-37.7% |
| Participant deferral / active EE | $3,909 | $5,681-31.2% | $6,843-42.9% | $3,740+4.5% |
| Admin fee / account holder | $4,539 | $6,052-25.0% | $9,310-51.3% | $5,306-14.5% |