See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES Service code 26 · EIN 35-2552359 | Advisory (Participants) | $19,156 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO Service code 15 · EIN 01-0233346 | Recordkeeping | $1,463 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,602 | $82,978-31.8% | $129,995-56.5% | $71,457-20.8% |
| Participation rate | 94.3% | 74.1%+20.2pp | 78.5%+15.8pp | 67.9%+26.3pp |
| Annual return | 11.97% | 20.60%-8.6pp | -137.18%+149.1pp | 28.85%-16.9pp |
| Employer contribution / active EE | $2,179 | $2,622-16.9% | $4,320-49.6% | $2,588-15.8% |
| Participant deferral / active EE | $6,160 | $4,432+39.0% | $5,820+5.8% | $4,289+43.6% |
| Admin fee / account holder | $417 | $1,729-75.9% | $10,614-96.1% | $1,587-73.7% |