See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $16,996 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $16,785 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,116 | $76,670-20.3% | $96,683-36.8% | $71,457-14.5% |
| Participation rate | 49.0% | 66.6%-17.6pp | 74.3%-25.3pp | 67.9%-18.9pp |
| Annual return | -3.15% | 48.29%-51.4pp | 35.69%-38.8pp | 28.85%-32.0pp |
| Employer contribution / active EE | $0 | $3,031-100.0% | $3,737-100.0% | $2,588-100.0% |
| Participant deferral / active EE | $2,453 | $3,771-34.9% | $4,878-49.7% | $4,289-42.8% |
| Admin fee / account holder | $573 | $2,028-71.8% | $6,730-91.5% | $1,587-63.9% |