Filed February 9, 1999
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FULTON FINANCIAL ADVISORS5 years Filed as: FULTON BANK, N.A. Service code 15 · EIN 23-1928421 | Recordkeeping | $88,887 |
Service code 10 · EIN 52-2334868 | Accounting | $9,750 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,601 | $44,764+4.1% | $68,791-32.3% | $64,808-28.1% |
| Participation rate | 38.4% | 64.8%-26.3pp | 69.0%-30.6pp | 71.5%-33.0pp |
| Annual return | -20.60% | -10.91%-9.7pp | -6.38%-14.2pp | 32.82%-53.4pp |
| Employer contribution / active EE | $177 | $1,775-90.0% | $2,655-93.3% | $2,506-92.9% |
| Participant deferral / active EE | $1,336 | $3,238-58.7% | $3,941-66.1% | $4,310-69.0% |
| Admin fee / account holder | $123 | $151-18.4% | $4,932-97.5% | $188-34.3% |