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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,869 | $73,848+121.9% | $143,799+14.0% | $68,486+139.3% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -21.00% | 0.91%-21.9pp | -0.04%-21.0pp | -7.85%-13.1pp |
| Employer contribution / active EE | $4,704 | $3,184+47.7% | $4,952-5.0% | $2,597+81.2% |
| Participant deferral / active EE | $6,140 | $3,385+81.4% | $5,638+8.9% | $4,028+52.5% |
| Admin fee / account holder | $3,332 | $5,755-42.1% | $14,677-77.3% | $5,404-38.3% |