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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,393 | $209,425+12.4% | $178,499+31.9% | $158,966+48.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.76% | 188.80%-171.0pp | 151.10%-133.3pp | 302.95%-285.2pp |
| Employer contribution / active EE | $5,937 | $5,707+4.0% | $5,011+18.5% | $4,762+24.7% |
| Participant deferral / active EE | $5,291 | $5,955-11.1% | $5,202+1.7% | $5,983-11.6% |
| Admin fee / account holder | $3,031 | $17,078-82.3% | $13,986-78.3% | $11,250-73.1% |