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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,597 | $202,342+57.9% | $172,752+85.0% | $152,897+109.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.83% | 1029.83%-1005.0pp | 802.97%-778.1pp | 345.43%-320.6pp |
| Employer contribution / active EE | $12,016 | $5,858+105.1% | $5,144+133.6% | $4,764+152.2% |
| Participant deferral / active EE | $8,463 | $5,948+42.3% | $5,198+62.8% | $5,851+44.6% |
| Admin fee / account holder | $2,884 | $17,111-83.1% | $13,955-79.3% | $11,599-75.1% |