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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,220 | $209,422+0.9% | $178,503+18.3% | $158,982+32.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.03% | 188.81%-175.8pp | 151.12%-138.1pp | 302.99%-290.0pp |
| Employer contribution / active EE | $7,890 | $5,707+38.2% | $5,011+57.4% | $4,763+65.6% |
| Participant deferral / active EE | $10,147 | $5,955+70.4% | $5,202+95.0% | $5,983+69.6% |
| Admin fee / account holder | $4,094 | $17,079-76.0% | $13,987-70.7% | $11,252-63.6% |