Retirement plan

INTERNATIONAL BUSINESS-GOVERNMENT COUNSELLORS INC., PROFIT SHARING PLAN

Name: INTERNATIONAL BUS-GOV'T COUNSELLORS INC - INTERNATIONAL BUSINESS-GOVERNMENT COUNSELLORS INC., PROFIT SHARING PLAN (2017) Form 5500
Creator: INTERNATIONAL BUS-GOV'T COUNSELLORS INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INTERNATIONAL BUSINESS-GOVERNMENT COUNSELLORS INC., PROFIT SHARING PLAN, INTERNATIONAL BUS-GOV'T COUNSELLORS INC

INTERNATIONAL BUS-GOV'T COUNSELLORS INCEIN 52-0947738Plan #003PY 2017

818 CONNECTICUT AVE NW 12TH FL, 12TH FLOOR - WASHINGTON, DC 20006202-872-8181

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$3M

+18.2% from 2016

Total participants

+76.9% from 2016

Average account balance

$132,170

+18.2% from 2016

Annual return

18.43%

+11.44 pp from 2016

Benchmarks

See 32,058 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,058 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$223K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$12K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+0.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$42212

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$100K

$9976 / participant

Other / not subdivided$100K100.0%

% of EOY assets

3.282%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$132,170

$99,009+33.5%

$86,581+52.7%

$147,585-10.4%

Participation rate

100.0%

76.3%+23.7pp

73.5%+26.5pp

82.8%+17.2pp

Annual return

18.43%

1312.70%-1294.3pp

965.06%-946.6pp

578.58%-560.2pp

Employer contribution / active EE

$3,105

$3,132-0.9%

$2,840+9.3%

$4,876-36.3%

Participant deferral / active EE

$4,560

$3,972+14.8%

$3,609+26.4%

$5,439-16.2%

Admin fee / account holder

$4,338

$5,709-24.0%

$4,904-11.6%

$10,886-60.2%

INTERNATIONAL BUSINESS-GOVERNMENT COUNSELLORS INC., PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INTERNATIONAL BUSINESS-GOVERNMENT COUNSELLORS INC., PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion