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| Provider | Service type | Compensation |
|---|---|---|
FIRST CLEARING LLC2+ years Service code 55 · EIN 23-2384840 | Other Commissions | $59,916 |
Filed as: RUBINO & COMPANY, CHARTERED Service code 10 · EIN 52-1186096 | Accounting | $14,550 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,100 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported that benefits due were not provided when due.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,726 | $75,183-20.6% | $123,894-51.8% | $55,167+8.3% |
| Participation rate | 98.6% | 72.8%+25.7pp | 81.4%+17.1pp | 69.0%+29.6pp |
| Annual return | 8.62% | 19.01%-10.4pp | 47.52%-38.9pp | 169.23%-160.6pp |
| Employer contribution / active EE | $6,203 | $2,823+119.7% | $4,617+34.4% | $1,963+216.1% |
| Participant deferral / active EE | $7,434 | $5,084+46.2% | $5,984+24.2% | $3,054+143.4% |
| Admin fee / account holder | $38 | $663-94.2% | $8,357-99.5% | $504-92.4% |