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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,600 | $82,678-24.3% | $125,391-50.1% | $68,490-8.6% |
| Participation rate | 64.6% | 75.1%-10.5pp | 82.4%-17.8pp | 67.9%-3.3pp |
| Annual return | -16.27% | -5.97%-10.3pp | 572.41%-588.7pp | -7.85%-8.4pp |
| Employer contribution / active EE | $1,454 | $3,382-57.0% | $4,816-69.8% | $2,597-44.0% |
| Participant deferral / active EE | $2,725 | $6,111-55.4% | $7,448-63.4% | $4,028-32.4% |
| Admin fee / account holder | $3,898 | $6,277-37.9% | $10,009-61.1% | $5,403-27.9% |