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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,635 | $71,878-8.7% | $86,698-24.3% | $68,486-4.2% |
| Participation rate | 96.3% | 72.2%+24.0pp | 76.6%+19.7pp | 67.9%+28.4pp |
| Annual return | -12.36% | 3.53%-15.9pp | 35.95%-48.3pp | -7.85%-4.5pp |
| Employer contribution / active EE | $1,915 | $2,173-11.9% | $2,837-32.5% | $2,597-26.2% |
| Participant deferral / active EE | $4,474 | $3,779+18.4% | $4,656-3.9% | $4,028+11.1% |
| Admin fee / account holder | $4,452 | $6,113-27.2% | $7,493-40.6% | $5,404-17.6% |