See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $8,242 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,788 | $50,815-65.0% | $155,509-88.6% | $77,643-77.1% |
| Participation rate | 32.8% | 63.1%-30.4pp | 78.2%-45.4pp | 70.6%-37.8pp |
| Annual return | 10.67% | 34.80%-24.1pp | 64.67%-54.0pp | 31.24%-20.6pp |
| Employer contribution / active EE | $551 | $1,993-72.3% | $4,672-88.2% | $2,726-79.8% |
| Participant deferral / active EE | $736 | $2,822-73.9% | $5,626-86.9% | $4,647-84.2% |
| Admin fee / account holder | $304 | $437-30.5% | $15,912-98.1% | $430-29.5% |