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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,875 | $61,125+235.2% | $94,057+117.8% | $87,485+134.2% |
| Participation rate | 96.3% | 64.1%+32.2pp | 73.3%+23.0pp | 68.9%+27.4pp |
| Annual return | 9.08% | 35.20%-26.1pp | 480.62%-471.5pp | 26.06%-17.0pp |
| Employer contribution / active EE | $4,478 | $2,136+109.6% | $2,933+52.7% | $2,596+72.5% |
| Participant deferral / active EE | $5,908 | $3,260+81.2% | $4,709+25.5% | $4,274+38.3% |
| Admin fee / account holder | $131,942 | $5,629+2244.1% | $7,244+1721.3% | $7,775+1597.1% |